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Preliminary Checklist
Lenders
may require you to send this information with your application
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Copy of the last 30 days pay
stubs. Borrower and Co-Borrower
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Last 2 years Federal Tax Return
(all pages - all schedules). Last 2 years W-2’s / 1099.
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Self Employed include the
following; 2 years of personal, partnership, and/or corporate
tax returns.
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Year To Date Profit and Loss
Statement with current balance.
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Other assets (include a detailed
description) this includes vehicles-ground / air / water.
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Copies of the last months bank
statements (all accounts) and (all pages).
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Other real estate owned (include
address, type, value, income, expense, and lease agreement).
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Retirement fund value (include
the most recent statement, all pages).
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Bankruptcy filing and discharge (all pages) if within the last
4 years.
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Divorce Decree / Settlement Agreement / Property Settlement,
if applicable.
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Verification of other income
(ie. dividends, alimony, child support, etc.)
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Name, address and phone number
of landlord, if renting now / previously within the last 2
years.
?
Name and phone number of the
human resource department of current / past employers last 2
years.
?
Check for credit report and
appraisal if applicable.
Additional
information required if a Purchase
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Purchase Agreement (fully
executed).
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Copy of HUD 1 settlement if
there is a sale of previous home.
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Legal description and who to
contact if the loan is refinance or FSBO (for sale by owner).
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Copy of canceled earnest check,
both front and back , when applicable.
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Name, company and phone number,
of the selling agent.
Additional
information required if a Refinance
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Copy of the title insurance
policy (include the phone number of the Title Company).
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Copy of the survey or plat, if
applicable.
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Name, company and phone number
of the existing homeowners insurance agent.
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Name, phone number and account
number of the current home loan mortgage company.
?
Name and phone number of your
previous Appraisal and Title Company you wish to use, if not
ours.
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Closing attorney name and phone
number, if applicable. |
